Gramin Pradhan Mantri Awaas Yojana (PMAY-G). Due to flaws in the previous rural housing plan, Indira Awaas Yojana (IAY), it was reformed in 2016 to PMAY-G. The government has committed to achieving homes for everybody by 2022 under this plan. It offers housing loans at zero percent interest to beneficiaries of various government schemes - including those enrolled in the BPL list. In addition, the government will also provide houses to all poor households that apply for them.
Indira Awaas Yojana (IAY). Enacted in 1975, IAY is a flagship program of the Government of India's National Rural Employment Guarantee Act (NREGA) scheme. Under this program, the government provides free housing units to eligible unemployed persons.
The main challenge that Indian farmers face is poverty. Most farmers don't own the land they farm. They usually rent it from someone who does. If the farmer can't pay the rent, he or she will be evicted from the land until the debt is settled. This makes growing food crops unprofitable because you never know when you'll be asked to leave.
In addition, there is no uniform law governing tenancy agreements in India.
Several poverty reduction programs in India have been established by the current administration, including the Pradhan Mantri Jan Dhan Yojana (PMJDY)—a financial inclusion plan; the Pradhan Mantri Gramin Awaas Yojana—a housing project for the rural poor; and the...
India's poverty rate fell to 22 percent in 2016, the lowest since 2011, according to a report released this week by the International Monetary Fund. The decline was led by a drop in income inequality between rich and poor, with the poorest 40 percent of the population reducing their risk of living in poverty by five percentage points, while the richest 10 percent saw their risk of poverty increase by two percentage points.
The report also found that poverty rates were lower than expected, considering the number of people who lost their jobs due to economic reforms implemented by Prime Minister Narendra Modi's government.
In 2014, before Modi took office, India had the highest unemployment rate in the world. Since then, he has reduced bureaucracy to help businesses grow, which has created more jobs. In addition, electricity production has increased under his leadership, which has allowed smaller farms to operate solar panels and sell their energy back to the grid.
These changes have had an impact on the economy as a whole. According to the IMF, growth in 2016 was the fastest in years, even though industrial output declined for the first time in three years.
The Indira Awaas Yojana (LAY) initiative seeks to provide free housing to below-poverty-line (BPL) families in rural regions, with a focus on SC and ST people. The Food for Work Programme attempts to improve food security by providing pay employment. Through this programme, food vendors can earn up to $200 per month by working only 30 minutes a day.
UPSC or Union Public Service Commission is an autonomous agency of the government of India responsible for administering competitive examinations that are required for recruitment to the Indian Administrative Service and other central government services. The commission was established in 1917 during the British rule as the Imperial Civil Services Selection Board. It is one of the most prestigious positions in the country and those who qualify the exam are invited for interviews where they are selected according to their skills requirements.
As per the Census 2011 data, total income of population below poverty line in India was estimated to be approximately $1.90 billion (Rs 10,000 crore). If we divide this figure by the number of persons below the poverty line (1.9 million), it will give us an average annual income of $63,000. This shows that poverty has been reduced to an average level of income across the country.
There are several factors responsible for reducing poverty levels over time. One factor is improvement in education system which helps people avail themselves of better jobs.
India's Poverty Alleviation Programs
|List of Poverty Alleviation Programmes in India|
|Name of the Scheme/Programme||Year of Formation||Government Ministry|
|Integrated Rural Development Programme (IRDP)||1978||Ministry of Rural Development|
|Pradhan Mantri Gramin Awaas Yojana||1985|
The Indian government has taken this direct approach to poverty reduction by launching different specific employment initiatives such as the National Rural Employment Guarantee Scheme (MGNREGS), Prime Minister's Sarak Yojana, midday meals in government schools, and food subsidies through public...
It also promotes inclusive growth by reducing barriers to trade, investment, and credit that have historically excluded marginalized groups. For example, it has allowed poorer states to use their own income from sales taxes to fund social welfare programs.
Finally, it aims to improve living standards by providing universal health care as a right to all citizens, free education up to college level, and pensions after retirement.
These are some of the many measures taken by the government to reduce poverty.
Furthermore, the Prime Minister's Jan Dhan Yojana and biometric identity cards under Aadhar have altered anti-poverty programs by employing the Direct Benefit Transfers (DBT) program to replace the present tedious and leaky distribution of funds under several schemes (NITI Aayog 2016).
The JAM (Joint Action Plan) targets 18 states across India where poverty has been most severely entrenched. It aims to provide employment to those excluded from the formal economy and ensure their sustainable income. The plan has three components: microfinance for small businesses, urban renewal projects for urban poor settlements and migrants, and education for children in rural areas.
The main aim of the MGNREGA scheme is to reduce poverty by providing economic security in times of need. The program provides employment in the agricultural sector and has two components: MGNREGA I and MGNREGA II. MGNREGA I covers workers living in rural areas who are at least 18 years old and available for work. It provides 100 days of wage employment in a financial year. The wages vary according to the type of occupation with an average of Rs. 24,000 per annum.
Those who are below 18 years of age cannot be recruited under this scheme. However, they can be provided employment under another government program called "Young Person's Employment Program". This program was launched in 2006 to address unemployment among those below 18 years of age.
A List of India's Anti-Poverty Programs
|Anti-Poverty Programmes||Year of Beginning|
|National Social Assistance Programme||1995|
|Swarnajayanti Shahari Rozgar Yojana (SJRY)||1997|
|Swarnajayanti Gram Swarozgar Yojana (SGSY)||1999|
|Pradhanmantri Gramodaya Yojana (PMGY)||2000|